Stop leaking money. Start getting ahead.
"Tell me where I'm leaking money and what I should do next." — That's what Onesta does. One dashboard. One CFO. Complete transparency. Every recommendation ranked by what saves your household the most.
No credit card. No commitment. No hidden agenda.
See how Claro works →this month
Claro earns $680 if you choose Lender #2. We show you this because we always do.
Connect your accounts
Link your bank, cards, and loans in 2 minutes. Or start with manual entry — no connection required.
Claro sees the full picture
Your complete household finances in one view. Every debt, every bill, every opportunity.
Save with one tap
Claro finds savings, explains everything, and acts on your behalf when you say go.
Every financial tool is built for the lender. Not you.
Hidden referral fees
Comparison sites rank lenders by who pays them most. Nobody tells you this. Until now.
Five apps, no picture
Your mortgage, cards, auto loan, and subscriptions live in five different places. Nobody adds it all up.
Good deals expire
Rates drop. You mean to act. Life gets busy. The window closes. Every year.
“We may earn a referral fee when we recommend a product. We will always tell you the exact amount. We rank by what saves you the most — not what pays us the most. If the best deal pays us nothing, we show it first.”
Meet Claro — your household CFO. Always watching. Always honest.
Claro is the intelligence inside Onesta. Not a chatbot. Not a search engine. The member of your household who always knows your financial situation, never judges it, and tells you exactly what to do next — in plain language.
Rate drop alert
Rates just fell. Refinancing saves your household $294/month. Claro found 4 lenders — and tells you exactly what it earns from each.
Debt clarity
You're paying $127/month in interest on one card alone. Claro shows you the paydown order that saves you $1,840.
Forgotten subscriptions
Claro earns $0 from thisYou're paying for 3 services you haven't used in 60 days. That's $47/month. Claro earns nothing from cancelling them. Want it to flag them?
Score milestone
Your credit score just crossed 740. Here's what rates you now qualify for — and exactly what changed.
Tell me where I'm leaking money and what I should do next.
Enter your numbers. Claro responds in 30 seconds with your personalised answer. No login. No account. Free.
Simple pricing. Gets more generous as you save.
Free or $15 a month. That's it.
- Household dashboard
- Monthly credit monitoring
- Subscription detection
- Limited Claro conversations
- All referral fees disclosed
- Everything in Free plus
- Claro acts on your behalf
- Real-time rate and spend alerts
- Full spend optimisation
- Risk horizon monitoring
- Tax Ready file
The more you save, the more Onesta gives back
Earned when your household saves $500. Gift 3 friends a full year of Pro. Your price stays $15/month.
Earned when your household saves $2,000. We share referral revenue directly back to you. Unlimited friend invites. Your price stays $15/month.
Member and Community are reward levels you earn — not tiers you buy. The price never goes up. The experience gets more generous.
Every referral fee Onesta earns is disclosed on every recommendation card. Always.
You own it. You control it. You can delete it anytime.
My Data Vault
See every piece of data Onesta holds about your household. Every credit pull logged. Every referral earned shown. Nothing hidden.
Granular controls
Connect only what you want. Read-only mode. Category blocking. Pause anytime without losing your history.
Full deletion
One button. Complete data wipe. Deletion receipt within 30 days. No dark patterns. Ever.
Built for households like yours
“Finally someone showed us the real picture. We had no idea what our debt was actually costing us.”
“Claro caught a rate drop and saved us $294 a month. It told us exactly what it earned. That's when we knew this was different.”
“The subscription audit alone was worth it. $47 a month I didn't know I was spending.”
“We used to argue about money every month. Now we just open Onesta together and look at the same numbers. The arguments stopped.”
Early beta households. Results vary.
Be among the first households to try Onesta.
We're building this for households like yours. Join the waitlist and we'll reach out personally when you're up.
No spam. No selling your data. You can delete your information anytime.